About the Project
Digital tools promise discipline: spending notifications, attractive charts, streak systems, and rewards. Yet in practice many people notice that instead of control they experience constant pressure — fear of missing a notification, guilt after breaking a streak, and the feeling that money is controlling them rather than the other way around.
Research on digital self-regulation and habit formation (2023–2026 studies published in Journal of Consumer Psychology, Computers in Human Behavior, and Frontiers in Psychology) shows that gamified and notification-based systems can both increase motivation and lead to emotional exhaustion.
The essential question is how to configure digital tools so that they support internal discipline rather than replacing it with external pressure.
This webinar series does not recommend specific applications and does not teach “perfect expense control.” Instead, we explore how digital systems affect the brain, why self-control habits often collapse quickly, and which psychological approaches help build sustainable discipline without constant stress.
The project is strictly educational and does not promote products, services, or commercial solutions.
This project does not promote any budgeting apps, expense trackers, financial tools, productivity platforms, or commercial applications.
The webinar is provided for educational purposes only. The invited expert participates as a guest contributor.
